Mortgage Data Extraction

Extracts structured data from mortgage documents — income statements, tax returns, appraisals, bank statements — and maps it to your loan processing schema.

Capabilities

• Processes income statements, W-2s, tax returns, appraisals, and bank statements
• Extracts key fields — income, assets, liabilities, property value — with confidence scores
• Handles multi-page documents with table and form recognition
• Maps extracted data to configurable loan processing schemas and underwriting templates

Overview

The Mortgage Data Extraction skill processes the documents in a mortgage loan package and produces structured, validated data. It handles the data entry work that would otherwise require processors to manually read income statements, tax returns, appraisals, and bank statements and key in the relevant figures.

How It Works

Documents are processed through a multi-stage pipeline: document type detection, content extraction, field mapping, and validation. The skill handles PDFs (both digital and scanned), images, and common office formats. It recognizes the specific document types common in mortgage processing — W-2s, 1040s, appraisal reports, bank statements — and extracts the fields relevant to each. Extracted fields include confidence scores so downstream systems can decide whether to auto-accept or flag for review.

The extraction schema maps to your loan processing system — you define the fields you need and the skill maps document content to your data model.